The Akhuwat Foundation mission is to provide interest-free loans to all areas of Pakistan. In addition, the Akhuwat Foundation home loan scheme offers loans to Pakistani men and women who wish to establish their businesses if they are 18.
Over 800 branches of the Akhuwat Foundation are located in Pakistan. Akhuwat Foundation home loan forms can be submitted to any Akhuwat office after they have been filled out.
Akhuwat Foundation Home Loan Detail Information
- Family Enterprise Loan
- Agriculture Loan
- Liberation Loan
- Housing Loan
- Education Loan
- Health Loan
- Marriage Loan
- Emergency Loan
Akhuwat Loan Type Details 2025
| Loan Type | Rupee Range in PKR | Duration | Application Fee in PKR |
|---|---|---|---|
| Family Enterprise | 10,000 to 50,000 | 10 to 36 Months | 200 |
| Agriculture | 10,000 to 50,000 | 04 to 08 Months | Not |
| Liberation Loan | 10,000 to 100,000 | 10 to 36 Months | 200 |
| Akhuwat Housing Loan | 30,000 to 100,000 | Up to 36 Months | 200 |
| Education | 10,000 to 50,000 | 10 to 24 Months | 200 |
| Health | 10,000 to 50,000 | 10 to 24 Months | 200 |
| Marriage | 10,000 to 50,000 | 10 to 24 Months | 200 |
| Emergency | 10,000 to 50,000 | 10 to 24 Months | 200 |
| Equipment and build School | 25,000 to 150,000 | Up to 36 Months | 200 |
Akhuwat House Loan
The government of Pakistan has launched a housing scheme through the Ministry of Housing & Works with a total fund of PKR 7 billion, of which PKR 7 billion has been released and disbursed.
The scheme provides financial assistance to poor and deserving families through Akhuwat Islamic Microfinance (AIM), a Shariah-compliant product. Poverty-impacted people will receive economic and social assistance through this program.
The Scheme has the following salient features:
- A loan size of up to Rs. 500,000 is available.
- The repayment period varies from 13 to 60 months. We would appreciate an early repayment.
- Renting a room costs an average of Rs. 10,000/month.
- A variety of purposes will be financed, including:
- Complete new construction or a new lanter.
- Room additions, kitchen and bathroom renovations, etc.
- Upgrading and renovating.
- There is no fee for processing the application.
Low-Cost Housing Program Eligibility Criteria
The scheme requires applicants to meet the following criteria:
- Valid CNIC
- Maximum age of 60 years
- Land/house owners must apply
- Title to land or evidence of house ownership (such as a Registry Certificate, Inteqal certificate, Fard certificate, Allotment letter, etc.)
- The land size must be 5 marlas or less, or the covered area cannot exceed 1,360 square feet.
- A good moral and social character within a community
- Up to Rs. 60,000 in monthly household income.
- Residence in the AIM branch’s operational area.
- A clean credit history is required (if any).
- In this case, widows and families with a monthly income less than Rs. 40,000 may be given preference.
We recommend contacting the branch closest to the proposed site for your house or plot of land for more information. Our website contains complete information about our branches, including addresses and contact information.
Family Enterprise Interest-Free Akhuwat Loan For Business
- It is also possible to obtain loans without interest to start a new business or stabilize or grow an existing one.
- A loan amount between 10 thousand and 50 thousand.
- Repayment period: 10 to 36 months
- Akhuwat Foundation Agricultural loan
- Loans for Agricultural purposes
- Small farmers are eligible for these loans.
- A person who owns private land and rents land may take out loans without interest.
- Loans are available for covering expenses and purchasing a variety of items.
- A loan amount between 10 thousand and 50 thousand.
- Repayment period: 4 to 8 months
Akhuwat Foundation Interest-Free Liberation Loan
A person who has taken out a loan from a bank or a financial institution and has been charged interest may qualify for this loan.
- This loan is intended to remove the candidate from the system of interest rates and facilitate the process.
- The amount of the loan ranges from 10,000 to one lakh
- Repayment period: 10 to 36 months
Akhuwat Foundation Interest-Free Home Loan Scheme
- Housing loans serve the purpose of providing financing to prospective homebuyers.
- Renovating houses, buildings, rooms, roofs, and walls
- Poor working-class families are only eligible for this loan
- There is a maximum loan amount of 5 marlas available for this project
- Between 30 thousand and one lakh in the loan amount
- Repayment period: up to 36 months
Interest-Free Akhuwat Foundation Education Loan
- Education loans provide interest-free loans to students, allowing them to meet their educational expenses.
- Students who belong to the poor or working class and whose parents cannot meet their educational expenses are eligible for this loan.
- Matriculation to Masters degree students are eligible for these loans.
- The loan amount is Between 10k and 50k
- Repayment of the loan takes place for 10 to 24 months.
Akhuwat Foundation Health Loan Scheme
A person with a serious illness who cannot get treatment gets this medicine to cope with their condition.
The Akhuwat Foundation home loan forms amount from 10000 to 50000
Repayment of the loan takes place for 10 to 24 months.
Akhuwat Foundation Interest-Free Loan Scheme For Marriage
- This loan aims to assist poor individuals in marrying their sisters or daughters.
- Jewelry and furniture are financed as part of wedding loans.
- Amounts are from 10,000 to 50,000
- Repayment period: 10 to 24 months
Akhuwat Foundation For Emergency Loan
A loan of this type is given to individuals who need financial assistance in an emergency.
An interest-free loan is made available to the candidate immediately and on easy terms.
Amounts ranging from 10 to 50 thousand
Repayment period: 10 to 24 months
